Do you take insurance?
No, we don’t take insurance for the membership cost yet, but we will work with your commercial/employer insurance to get your labs and medication covered. Medication should be capped at $25 or less per month after any deductible is met.
While rare, if you're in any way unsatisfied with your insurance plan’s coverage of your medications, we can end your program and issue a refund before you fill your first month’s medication. See our refund policy for full details.
You may use HSA or FSA funds to pay for your One-Year Metabolic Reset if you choose the "billed once" option ($1,550) and purchase the program with a credit or debit card. Monthly payments through Affirm are paid directly from your debit account so not directly payable by HSA/FSA, but could be reimbursable depending on your plan’s submission process. Please note that while you may use HSA funds to pay for the membership cost, you’ll have to pay through your deductible before labs or medications are covered.
If you have a high-deductible health plan, you'll need to pay through the deductible before your medications are covered by your plan. Since the GLP-1 medications that Calibrate doctors currently prescribe are brand-name medications, high-deductible plans will not cover them before you reach your deductible (which may differ from their coverage of other—typically generic—medications). If you’d like to confirm that your commercial/employer insurance plan covers the medications that Calibrate doctors prescribe before joining, you can reach out to them directly and ask the questions listed here.